When I was little, I always had savings. Usually, instead of gifts, I would receive money, which I would hide in my secret cache, which served as a bank account in a children's edition. I was enterprising from a young age and when my parents borrowed unannounced expenses from me, I only borrowed with interest. I had so much financial skill that I always had money for my pleasures, even though I didn't get pocket money.
Investing in the future - how to do it wisely
Simple ways to save short and long term
If you choose the option IKE, we do not incur fees for opening or maintaining an account. The only requirement is the first minimum payment of 50 PLN. Opting for the second option IKZE, we also have the option of deducting from the amounts paid from income tax PIT and we do not include us commonly called the Belka tax. In this case, we have even greater freedom to invest our accumulated capital depending on the degree of risk we take. We accumulate funds without any tax burden upon completion 65 years old. Of course, you can withdraw previously accumulated funds, but in this case we must pay PIT tax.
IKE or IKZE - what to choose?
Savings are the key to financial success
The financial pillow is a big challenge because putting money away is not as easy as it seems. Fortunately, the products offered by NN Investment Partners come to the rescue (including those described above). We do not recommend putting 'in a sock' because such money is very easy to spend (the temptation is that they are close) and lose their value. It is also worth thinking about not only your future (retirement age), but also your children. If you have dreams in the short or long term that you will need money for - start today to postpone the proverbial penny to enjoy your goal in time.